Panthera

People keep blurring the line between healthcare and health insurance.

The insurance industry is a scam. Regardless of what you cover, it is all a game of chance where you are betting you need it and the insurance company is betting you don't.

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Widem

Starting from the top. I'm sorry to break it to you, even the wealthiest Americans are not doing well. They are losing money hand over fist declaring bankruptcy day and night. Just because you can find an article on how some big company or a CEO is making tons of money isnt typical. You have millions of companies in the US and you get all butthurt b/c a handful which make up less than 1% of overall business are making money.

*Alert Tangent*
Take Walmart for example. It was announced yesterday they were once again the largest US company. They made about $12billion dollars and every comment I saw on the article was "Fuck Wal-Mart take that $12 billion and pay for healthcare or raises!" Well the return on equity for that $12 billion was 3.4%. That means if they took the entire profit and paid it out to shareholders as a dividend the shareholders would get a 3.4% return for the year...Thats fucking terrible. That $12 billion dollar profit translates to a fall in stock price.

What made me laugh even more was that targets return was better, yet when dividing their financials by number of employess they actually spent less per capita on them than Wal-Mart did. ROFL! I wonder why they did better!?! b/c they are giving their employees less!

What is good for big business is good for the average american. Revenues - Expenses - taxes = profits. Americans have a huge problem with entitlement. You don't deserve to have a job just b/c your a human being (revenue), you don't deserve to own a home, eat out everynight, have a bigscreen, cellphone, and cable b/c your a human (expenses), you don't deserve to make other people suffer b/c you can't blance your own shit (taxes).

The reason companies ship jobs oversees is b/c in America Revenues - Expenses - Taxes < Revenues - Expenses - Taxes in other countries. McCain thinks theres no fucking way to keep Americans from thinking they shouldnt be paid crazy amounts of money to do completely unskilled jobs so he's trying to let them keep it and cut taxes on the company to reduce overall expenses.

You think there is a problem of outsourcing now...our corporate tax rate is already 25% above the average for the industrialized world send it fucking higher why dont you.

Never the less if you would inform yourself whatsoever you would come to realize McCains economic initiative is based off of catering to small business to carry us through this crap. The entire plan revolves completely around us constantly making something new that generates us a bunch of revenue. Thats the only way we can go b/c we dont have cheap labor. As soon as something can be easily copied the jobs are gone, b/c sorry to break it to most blue collar workers, anyone can do your job with minimal training and the world has a surplus of uneducated workers.

Deson

So Widem, you still considering Obama?

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Illuminator

Social Security operates on similar general bare-minimum principles and yet look how much that costs.

For the government health plan to not bankrupt or inhibit freedom, it has to be self-sufficient, not demand payments from non-participants, and not receive a guaranteed government backing (= shared debt in scenario of failure). Good luck with that (and good luck with federal efficiency), hence why this fucking thing needs to be torpedoed at all costs.

I graduated high school, kept my dick in my pants at all the right times, and educated myself to do what I do today. I am damn sick and fucking tired of footing the bill for losers. Funny thing when you read about the Boston Tea Party and the early days of the Revolution, it wasn't poor people rising up, it was the upper class who got tired of bullshit.

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Bow down before the one you serve. You're going to get what you deserve.

Skaer

I never said it was right, nor did I ever say it was cheap. I was merely pointing out that how much it actually would cover is very over-exaggerated.

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I've got a friend with autism taught me more about living than the system I was caught in
Stereotypes we fought them
Just by the places I had brought him the life of intolerance was shortened
I guess society had missed him when they counted out the citizens
they build a house of freedom but
somehow they couldn't fit him in.

"Life of Brian" - The Procussions

Ily

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You told me Im the only one
Sweet little angel you should have run
Lying, crying, dying to leave
Innocence creates my hell

Otis

Now imagine when you found out you were sick, your insurance company telling you "Nope, sorry, not covered...next?"

What recourse would you have?

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John McMaverick

Timurette

It is not only when your insurance denies your claims that you respond with "What recourse do I have next?", this also occurs when your health insurance company has a lifetime cap of 1 million dollars and you blow through that with a life altering disease like cancer or your child has a rare genetic disorder, then your left with a "What the fuck do I do next" comment. Where do you turn? Do we just tell American's "Sorry your sick, but "Fuck You" I'm not helping pay for your healthcare or your childs, but thank you for paying taxes for the last fifty years so I can have a highway to drive on, an Internet to use, a military to support my don't give a fuck attitude along with my freedom, and a supportive infrastructure of police, fire, and rescue personnell in case my dumb ass gets in trouble. We are a Nation of over 300 million people it is time people get over the "ME ME ME" bullshit mentality.

Otis

Well, there's a difference between blowing through a lifetime cap that you're aware of going in...and thinking you're covered on something, only to have your claim denied by some desk jockey whose sole purpose is to save the insurance company money...oh, and making your medical decisions.

Conflict of interest much?

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John McMaverick

Panthera

Which gets to the root of my point. We keep arguing over the cost of the insurance instead of the cost of the care.

Health Insurance is a relatively new industry created to make money. The conflict of interest was built into the system.

I as well have to fight through this as my daughter has JRA. Her Rx alone is $2,000 a month.

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