Meta

Something changed recently with the way some European banks, particularly UK ones anyway, authorise certain transactions, particularly online, international and recurring transactions (I think).

Basically they've become a lot more tight. I now can't order pizza from Domino's online. Doesn't matter if I've just been paid and have a sizeable amount of cash in my account, I can't order pizza online.. It just simply will not authorise it. I have to call them up and they take the payment manually, then it works.

I can't speak for US banks, I have nfc whether there's something similar going on over there. I wouldn't be surprised if it's the same though.

Personally though I'll take the minor annoyance over the fraud epidemic of a couple of years ago.

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Holymoly

I noticed last month that my account was being paid by my Amex card that had expired and been replaced with a new one about 3~4 months previously. You know what? It was still coming off my valid account even though the last 4 digits were different!

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Shinzul

So in other words... you're a scamming douchebag and part of the reason banks won't accept transactions like this?

Douche.