OK, so I've downloaded and ran the scan from Webroot....
Trepan - It was a password that could have been collected earlier. But today I come in from work and attempt to log in only to discover that I have no access to account.

Neither of them.
I only access forums from this computer and my sons. I have remote access to his and pretty much have the same standards applied there as I do here. He's an Admin for his Counter STrike SErver and takes phishing, key-loggers and other hacks very serious. His machine checks clean also.
I agree that there are many opportunities to collect this information, and I cannot recall where I might have logged in from another's computer.
There was another post up above from another character from Guk....are there other servers involved. I wonder what he and I might have in common. Just wondering....
I call SoE and we go through the verify process and the secret questions and passwords are chnaged again. In the process before calling Soe I did attempt to have passwords emailed to me. I was told that I had already used that function in the last 24 hours. NOT. While talking to Customer Support we verified the current email address and it was still set to mine. I can only assume that whoever did this the first time had the original passwords and I guess logged into the station account and changed email address to one they use, and then again back to mine. ??? Who knows.
Either way I now have access to both accounts again, passwords changed from Soe provided after resetting them....to a random generated Alpha Numeric one. One that I probably will not even be able to remember.
As the screen shot shows, a lot of cookies, all with a low risk factor and no virsus.