Get to Know Your Candidates Thread

[Ily]

It actually is a kind of a stupid comparison, because the only legally mandated is liability for other people. An appropriate analogy involves comprehensive auto insurance only.

Let me explain my comparison so no one is confused anymore.

You pay premiums, I pay premiums, laodaron pays premiums for just liability (or any other coverage actually) to say... State Farm.
And lets say I am the one that crashed in to someone's house and causes property damage.
All of YOUR premiums are in the pool of money that pays the claim.

Now, lets say all three of us have health insurance with the same carrier, and only Laodaron gets sick and has big medical claims.
All of OUR premiums go to paying HIS medical claims.

That's the simplified version.

Now imagine that instead of those premiums, you are paying taxes...

[Laodaron]

That isn't what happens, though. You pay premiums and a deductible to cover your own damages. Then you also pay to say cover some asshole that isn't insured that might cause you property damage. At no point are my premiums "paying for your claims." They are in fact insuring that if I ever NEED to file a claim, that I have paid this company enough money to be covered. That is why car and house insurance companies will drop you in an instant if you have been making claims that you haven't already put into the pot.

Now this health insurance debacle is forcing us to cover other people through mandatory buy-ins. It is not an insurance plan, it is a wealth redistribution plan. They are really not alike at all.

[Otis]

Because you damage OTHER people with your car, not just yourself.

Those without health insurance who become sick or injured don't cost the rest of us money?

[Otis]

Pop quiz. Which GOP presidential candidate wrote this:

We want to ensure that, from day one, people who work hard can see their work pay off. Part of this process involves giving people control over their own housing. Poor people ought to be given a chance to buy the property they live in.

[Rohoni]

Pop quiz. Which GOP presidential candidate wrote this:

Given the recent story about compensation from Freddie and Fannie, I'm gonna guess Newt.

[Widem]

Pop quiz. Which GOP presidential candidate wrote this:

Considering his ties to the industry, it's obvious.

BTW from earlier. Newt is a fucking scumbag. He has changed absolutely nothing. His asking of forgiveness is personally and politically expedient as Jesus forgives so now he can circumvent all action necessary to repair damage he played a pivotal part in.

Furthermore Ladred I will say it. Catholics are terrible people. I've never met one that even believes the Catholic doctrine outside clergy. Nevertheless, with their mental reservations they persecute young mothers who have had or might have abortions, spew their bigotry towards the LBGT, and in all of their conservative wisdow crush everything the consitution was written for by projecting their faith and ideals as law in the land.

I pledge allegiance to the flag of the United States of America, and to the republic for which it stands, one nation idivisible, with liberty and justice for all.

Fuck you Knights of Columbus, in all of your zealotry. You are a terrorist organization, as all you spread is hate and fear.

[icKx]

Catholics are some of the only decent Christians I know; generally the ones who take the 'salvation through good works' part seriously.

[Widem]

Catholics are some of the only decent Christians I know; generally the ones who take the 'salvation through good works' part seriously.

They obviously don't show it.

[Ily]

At no point are my premiums "paying for your claims." They are in fact insuring that if I ever NEED to file a claim, that I have paid this company enough money to be covered.

If you really believe that all your premium money gets placed in one tiny little individual account for you rather than just tracked in an account payment history... and doesn't all get thrown in to the company's general account with everyone else's premiums and invested to some extent, then this conversation is a pointless as most any other with you.

Those without health insurance who become sick or injured don't cost the rest of us money?

Of course, but with auto related "damages" it's a little more immediate and specific to one person/property.

[Otis]

Of course, but with auto related "damages" it's a little more immediate and specific to one person/property.

Maybe for one person's visit to the ER.

But systemically speaking, it's a constant burden on individuals in the form of higher taxes and higher cost of care.