So in conclusion, buying plat leads to getting yourself and friend's account's stolen and ruined

.
I think the mass "hacking" going on right now may actually be due to keylogging phish things from banners on websites but I have spoken to devs before and it is a fact as stated, the plat selling companies use the credit cards of their own customers to do illegal spamming. Real nice.
I know it's just a dream but if no one bought plat, the companies would die out with no new credit cards incoming to keep up thier advertising in game. Since I know that this was going on long ago during early eq1 and swg, it will likely go on and on forever for every online game because there is always some rich guy who's time is too important to waste getting plat in game but wants to raid top tier content.
Not that I'd tell you to do anything against the EULA, but if you really want to buy plat I'd suggest *discreetly* asking around to people you trust and know, maybe a guildie or friend has excess and could use a few bucks. I hear complaints all the time of the poor people with 500-2000 plat with nothing to buy. Boo fucking hoo.